Wikimania 2016 bids/Esino Lario/Insurance

Initially we planned to provide by default a personal insurance to all participants. Due to the different kind of venues (owners and management), we expected a personal insurance to be the most suitable solution, but according to further discussions we are now considering an extension of the Regional Park of Northern Grigna insurance (all the territory of Esino Lario is included in the park and they already have an insurance), or the Esino Lario city council insurance plan, or an extension of insurance of Wikimedia Foundation for events, or a combination and integrations of the two. We will recommend a personal insurance to participants but we have been advised to leave participants to manage their own personal insurance. We estimated the insurance costs based on the individual costs of insurance.

• The Esino Lario city council has an insurance for theft, fire and liability; the insurance is managed by a company which identifies the best deals with different insurance companies (one contract with several insurance companies). The annual insurance of the Esino Lario city council is around 11'000 euro for all buildings, vehicles and so on. The existing insurance can be extended and we can commission the company to define the best deal; we expect that the amount planned in the budget is largely sufficient to cover our insurance needs.
• Personal insurance costs (around 10 euro per person) - Europeassistance https://docs.google.com/file/d/0B_Qyy_nzLhZEOGx4VE5MVnhoZDg/edit (contract https://docs.google.com/file/d/0B_Qyy_nzLhZEbFdtckNJVFk1cUE/edit)

Expense	Number	Cost/Unit	Total in euro	Total in dollars
Personal insurance	1.000	€ 10	€ 10.000,00	$ 13.724,90
Total amount planned in the estimated costs			€ 10.000,00	$ 13.724,90
		Currency	€ 1,00	$ 1,37

We include in this general estimated budget also the costs for licenses (SIAE); we can manage the cost with Pro Loco Esino Lario (they have national agreement with SIAE) and it is 200 euro per 5 days (€ 1.000 - $ 1.372,49)